Lexington Law Review

Tuesday, September 28, 2010

Lexington Law is one of the premier choices when it comes to credit repair companies. With over 19 years of experience and hundreds of thousands of clients served, they have a unique, proactive approach to credit repair. There are three levels of service available, and you are in control of which items on your credit report to dispute. Getting started is simple, and there is a free online consultation available via the company’s website.

Features:

  • Case Facilitators – paralegals work to repair your credit at all three credit agencies
  • Case Supervisors – lawyers oversee the credit repair process and are ready to assist with any complex issues that may arise
  • Pay as you go – allows you to pay for service month to month in order to protect and repair your credit in an ongoing fashion

In the Concord service levels, you also get access to goodwill interventions, escalated information requests, and debt validation. And at the Concord Premier service level, you have access to the Report Watch system which monitors your credit report, and the monthly credit score analysis to help you keep track of your credit score and ways to improve. Additionally, at the premier level, Lexington Law provides Identity Theft Insurance – yet another way to preserve your financial peace of mind.

Costs:

Lexington Regular: $99.00 setup fee and $39.00 per month
Concord Standard: $99.00 setup fee and $59.00 per month
Concord Premier: $99.00 setup fee and $79.00 per month

Note: Each of these also requires you to furnish a copy of your credit report indicating the items you wish to dispute. You can typically get your credit report for free once or twice per year, depending upon your state. However, if you’ve already received your free yearly copy, you will need to pay for the report.

Final Recommendation:

If you want to have a solid legal basis for your credit repair concerns, Lexington Law is an obvious solution. You have your choice of three tiers of service, which allows you to decide just how much you want to invest in your credit repair program. Because you decide which items to dispute, you are fully in control of the credit repair process. Having experienced attorneys working with your credit repair solution gives you an advantage to dealing with the companies that report your credit history to the bureaus. With a money-back guarantee in place, you can feel confident that Lexington Law is a safe investment when it comes to repairing your credit history.

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