SR22 Insurance Quotes CA - All You Need To Know

California Insurance Proof Certificate

Generally speaking, a policy is referred to as SR22 insurance when an SR22 Form needs to be submitted. If you have to show a proof of financial responsibility, your insurance company is obliged by law to submit such a form to the California Department of Motor Vehicles (DMV). It is worth mentioning that a copy of your insurance or insurance card will not be accepted by the DMV as a substitute of an SR22 form .

In California the minimum insurance requirements are:

* $15,000 for injury/death to one person
* $30,000 for injury/death to more than one person
* $5,000 for damage to property

Who needs SR22 Insurance in California?

Usually, a driver is required to file an SR22 form for one of two reasons. DUI, driving under the influence is probably the most common reason. Causing an accident while driving uninsured is the other.

Regardless of the reason, be prepared to have your driving license suspended. California's auto insurance law is one of the toughest in the country. You will have to participate in a DUI program, but the worse part is that DUI conviction may even mean going to jail. For driving uninsured you will lose your license for 1 year.

Maintain a proof of financial responsibility

You will have to maintain a proof of financial responsibility for three years. To get your drivers license reinstated, you will also have to pay the necessary fees. During this period you will consider you to be a "high-risk" driver.

If your filling period expires or your auto insurance in cancelled, the DMV will be notified by your insurance company. Remember that you will lose you license if SR26 form is submitted and your filling period hasn't expired yet.

SR is state specific, so bare in mind that your SR22 insurance will only be valid in CA. If you move to another state, you will have to obtain another policy.

The bottom line is that SR22 insurance will cost you. That's why it is very important to shop around and find the best deal. If you want to save up to $600, compare California SR22 insurance quotes online now!