George A. Nava Real Estate Loans

Thursday, July 16, 2009




Hello, I am an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. I have a reputation for integrity, honesty, and consistency. As of 2009, I have strong relationships with over fifty lenders, so that I can guarantee you the best rates and service. The lenders that I use go above and beyond to get you the best loan possible. There are hundreds of programs available to fit any situation, and I have helped first time home buyers as well as investors acquire the perfect funding solution. Call me today today and find out what I can do for you!
READ MORE - George A. Nava Real Estate Loans

American Home Loans inc

Get your loan fast!

Welcome to our website, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!

You've earned your home equity. Make it count! Use our calculators and other tools to see how much you can borrow according to what you want to pay. We not only use technology but our experience to make cashing that check just around the corner.

Want to refinance a current mortgage and strike while the rates are hot? We offer several lock-in periods and bring your loan home from application to signing on the dotted line with time to spare. You don't want to wait to start saving on your interest rate and monthly payment, and we won't make you!

Shopping for a home? Thinking about it? Get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

Whatever your reason for wanting a mortgage loan, we get you there fast -- without taking our eye off the ball. You want a quick, not sloppy, application process! We understand and deliver the best service as well as the fastest.

Every day after you apply is a day you want to be paying a lower monthly payment, spending your home equity cash or moving into your dream home! We don't waste time -- we get you where you want to go. Use this site to help you find out what the best options are for you, then come meet one of our mortgage professionals.
READ MORE - American Home Loans inc

Israel Said to Be Open to Settlement Freeze

Sunday, July 5, 2009

JERUSALEM — Israel would be open to a complete freeze of settlement building in the West Bank for three to six months as part of a broad Middle East peace endeavor that included a Palestinian agreement to negotiate an end to the conflict and confidence-building steps by major Arab nations, senior Israeli officials said Sunday.

The officials spoke before a planned meeting in Washington on Tuesday between Israel’s defense minister, Ehud Barak, and George J. Mitchell, the Obama administration’s Middle East envoy, and said this was the message Mr. Barak would take with him.

The freeze would not affect construction that was already under way, nor include East Jerusalem. But it would mean that during the specified time no construction of any kind could start even in the close-in settlement blocks that Israel expects to keep in any future two-state agreement with the Palestinians.

While such an offer falls short of President Obama’s demand that Israel halt all settlement building now, it is the most forthcoming response that senior Israeli officials have given to date and suggests that American pressure is having some effect. Until now, Israeli officials have insisted that settlements cannot be asked to end “natural growth” or “normal life,” meaning building for the children of those living there.

The officials who spoke of the prospect of a temporary freeze said the issue was explosive in Israel, so they were not prepared to have their names publicly associated with the idea at this stage. But they spoke with clear authority. They calculated that about 2,000 buildings were going up in West Bank settlements now and said that they would be completed under their proposal, but nothing new would start. They also said that if broader peace efforts came to naught, the building would start up again.

Mr. Barak himself declined to address the question of a temporary freeze in a conversation on Sunday with The New York Times, saying only that settlements should be viewed as one issue in a larger framework needed to create a Middle East peace.

“For us, it is very important that the Palestinians commit to seeking an end to the conflict and a finality of any claims,” he said. “We should not isolate this issue of settlements and make it the most important one. It has to be discussed in the context of a larger peace discussion.”

He added, “Many Israelis fear that what Palestinians want is not two states but two stages,” meaning an end to Israel in phases. He also said that by focusing solely on settlement building and not on what the Arab countries should also be doing for peace, Israel felt that it was being driven to its knees and delivered to the other side rather than asked to join a shared effort.

Israel, he said, was eager for a regional agreement that would lead to a state for the Palestinians and security for Israel.

The issue of settlement building has plagued regional peace efforts and Israeli-American relations for decades, ever since the 1967 Middle East war ended with Israel holding vast swaths of land that had been won from its neighbors. In particular, taking the West Bank, previously held by Jordan, fired the collective imagination in Israel because so much of it — including the cities of Hebron, Nablus and Jericho — was part of the biblical Jewish homeland that Zionism sought to reclaim.

There are now nearly 300,000 Israeli settlers living in the West Bank in addition to 200,000 Israeli Jews living in East Jerusalem, also taken in that war. Since the Palestinians hope to build their state in the West Bank, Gaza and East Jerusalem, they accuse Israel of making that goal impossible through settlement building.

Israel says the real problem is Arab rejection of its existence in any borders at all and the rise of violent, radical Islam backed by Iran. When it removed soldiers from southern Lebanon in 2000 and soldiers and settlers from Gaza in 2005, it faced rocket fire from Hezbollah and Hamas.

The Obama administration believes that in order to build a solid regional coalition to confront Iranian ambitions, West Bank settlement building needs to stop as a sign of Israeli willingness to accept a Palestinian state.

Such a demand is part of the “road map” agreed to by the United States, Russia, the European Union and the United Nations, the so-called quartet, and signed by Israel. But the Israelis said they had unwritten agreements with the former Bush administration that defined the freeze more narrowly, as not building new settlements or expropriating more land. Last week the quartet issued its own call for a complete settlement freeze.

The issue is so problematic here partly because the three-month-old government of Prime Minister Benjamin Netanyahu is a largely right-wing coalition with parties that support more settlement building. But Mr. Netanyahu recently accepted the idea of two states and has said Israel would work hard on helping the Palestinians improve their lives in the West Bank.

Mr. Barak said on Sunday that Israel was already making progress on that. It has formed a ministerial committee headed by Mr. Netanyahu aimed at starting economic projects in the West Bank. It has also given the Palestinian security forces greater freedom of action in the past couple of weeks.

Mr. Barak presented such steps as examples of concessions Israel had already made that deserved recognition from Washington and Arab leaders. Among the steps being discussed that Arab nations might take as confidence building measures for Israel are permitting Israeli travelers to transit through their airports, allowing Israeli airplanes to fly in their airspace and creating limited academic and tourist exchanges. Among Arab countries, only Egypt and Jordan have full diplomatic relations with Israel.

In the interview, Mr. Barak suggested that there could be a role for an international Middle East peace conference in the coming months at which all sides would agree to steps and concessions. He said that given Washington’s desire to remove its troops from Iraq and find a way to deal with Iran, this was an auspicious moment for bold regional thinking that could make far-reaching changes, and Israel was eager to play its part.

READ MORE - Israel Said to Be Open to Settlement Freeze

In the West Bank, Suburb or Settlement?

MODIIN ILLIT, West Bank, June 29 -- Chaim Hanfling knows a lot about this settlement's population boom. Six of his 11 siblings have moved here from Jerusalem in recent years to take advantage of the lower land prices, and at age 29, he has added four children of his own.

Located just over the Green Line that marks the territory occupied in the 1967 Arab-Israeli war, the booming ultra-Orthodox community, home to more than 41,000 people, shows why the settlement freeze demanded by the Obama administration is proving controversial for Israeli Prime Minister Binyamin Netanyahu and also why Palestinian officials are insisting on it.

Amid their gleaming, modern apartment buildings, with Tel Aviv visible on the horizon, residents say they have little in common with the people who have hauled mobile homes to hilltops in hopes of deepening Israel's presence in the occupied West Bank.

We don't feel this is a settlement," said Hanfling. "We're in the middle of the country. It's like Tel Aviv or Ramat Gan," another Israeli city.

Across a nearby valley, residents of the Palestinian village of Bilin have watched in dismay as Modiin Illit has grown toward them and an Israeli barrier has snaked its way across their olive groves and pastureland. Two years ago, Israel's Supreme Court ordered the fence relocated, but nothing has happened. A weekly protest near the fence, joined by sympathetic Israelis and foreigners, has led to a steady stream of injuries, with protesters hit by Israeli fire and Israeli troops struck by rocks. One villager, Bassem Abu Rahmeh, died in April when a tear gas canister hit him in the chest.

"The court said, 'Move the fence,' so why is he dead?" villager Basel Mansour said as he surveyed the valley between Bilin and Modiin Illit from his rooftop. "Why hasn't it been moved?"

Amid a dispute with the Obama administration over the future of West Bank settlements, Israeli Defense Minister Ehud Barak left for the United States on Monday for talks with White House special envoy George J. Mitchell. Local news reports say he may propose a temporary construction freeze of perhaps three months, though Netanyahu's office said it is committed to "normal life" proceeding.

Of the nearly 290,000 Israelis who live in West Bank settlements, nearly 40 percent reside in three areas -- Modiin Illit, Betar Illit and Maale Adumim -- where the impact of a settlement freeze would probably be felt most deeply.

Debate over West Bank settlements is separate from discussion of Jerusalem, which both Israelis and Palestinians claim as their national capital. The Obama administration has also asked Israel to freeze construction in Jerusalem neighborhoods occupied after the 1967 war.

"The goal is to find common ground with the Americans," said Netanyahu spokesman Mark Regev. "Israel is willing to be creative and flexible."

Palestinian officials said Monday that they will not restart peace talks with Israel until a full settlement freeze is declared.

A trip across the valley outside Modiin Illit shows why the settlements remain a central Palestinian concern.

When the Israeli barrier was built around Modiin Illit, it looped into Palestinian territory -- too far, according to the Israeli Supreme Court, whose 2007 decision said that the route went farther than security needs required in order to make room for more building in the settlement.

Planned additions to the community have since been canceled by the Defense Ministry, which is in charge of construction in the West Bank. Israel Defense Forces Central Command spokesman Peter Lerner said the military has designed a new route for the fence that will return land to Bilin, but has not received funding.

The lack of an agreed-upon border, Palestinian officials and human rights groups said, figures into a variety of problems -- such as the violence that flares regularly between Palestinians and settlers, as well as larger policy matters. The rights group B'Tselem said in a recent report that neither Israel nor the Palestinian Authority is taking clear responsibility for wastewater treatment in settlements or Palestinian towns and villages -- putting local drinking water at risk.

Facing U.S. demands, Israel has said it will take no more land for settlement and has agreed to remove more than 20 unauthorized outposts. But even that has proved slow going. The government recently proposed dismantling the outpost of Migron, a settlement of about 40 families that is under legal challenge for being built on private Palestinian land, by expanding another settlement nearby.

"The individuals in outposts shouldn't be rewarded" for building illegally, said Michael Sfard, an attorney for the group Peace Now who helped prepare a lawsuit against Migron.

In the City Hall of Modiin Illit, such struggles seem part of a different world. Pointing from a hillside to bulldozers busy in one part of town and graded sites ready for building in another, Mayor Yaakov Guterman said the city has 1,000 apartments under construction but is running out of room.

Modiin Illit can't expand to the west, back over the Green Line, he said, because that is a designated Israeli forest area. He said the community should be allowed to spread to the surrounding valley because, in his view, Modiin Illit "will be on the Israeli side" of the border under any final peace deal.

READ MORE - In the West Bank, Suburb or Settlement?

US on settlements

In the current hullabaloo surrounding settlement construction, one side issue forced center stage is whether the US and Israel ever had tacit agreements on the matter.

Ron Dermer.

Ron Dermer.
Photo: Ariel Jerozolimksi

At issue is whether there was an understanding with the Bush administration that even though the road map called for an end to all settlement construction, including natural growth, Washington and Jerusalem understood that this was not to be taken literally, and that there were certain qualifications that made continued construction possible.

Some, like former US national security adviser Elliott Abrams and Ariel Sharon's bureau chief Dov Weissglas, have said that these understandings did exist. Others, such as US Secretary of State Hillary Clinton and former US ambassador Dan Kurtzer, dispute this, saying that - as Clinton said - "there is no memorialization of any informal and oral agreements."

For some, the issue is academic, of no real consequence now that there is a new administration in Washington which sees things radically differently than the previous one, and which can chart new policy.

READ MORE - US on settlements

Israel stands firm on West Bank settlements

JERUSALEM (AFP) — Israel will not bow to pressure from Washington to halt settlement activity in the West Bank even for a temporary period, a minister from the governing Likud party said on Sunday.

"The prime minister made it clear in our meeting that there are no understandings and no commitments on the issue of a freeze of construction in the West Bank, not even a temporary one," Yuli Edelstein told AFP.

"We must not reach such a situation," the minister for information and diaspora affairs from Prime Minister Benjamin Netanyahu's right-wing Likud party added ahead of a weekly cabinet meeting.

The remarks came a day before a meeting in London between Israeli Defence Minister Ehud Barak and US Middle East envoy George Mitchell amid friction over the settlement issue between the two close allies.

The White House has repeatedly demanded that Israel halt all settlement activity in the occupied West Bank in order to relaunch peace talks with the Palestinians, who have refused to meet Netanyahu without a complete freeze.

Netanyahu has said his government will not allow new settlements to be built but that the "natural growth" of existing settlements will continue.

The roadmap agreement, adopted by world powers in 2003 and to which Israel is a signatory, requires a complete freeze of all settlement activity, including natural growth, and the dismantling of all settlements built after March 2001.

Barak said he and Mitchell would explore "how to translate the roadmap, which Israel has adopted with some reservations and understandings, into a common way that is agreed upon by us, the United States and other sides."

The presence of 470,000 Jewish settlers in more than 120 settlements scattered across the West Bank, 190,000 of them in annexed Arab east Jerusalem, has long been seen as a major obstacle to the peace process and the creation of a viable Palestinian state.

The international community views all settlements in lands occupied during the 1967 Six Day war as illegal and the Middle East Quartet -- made up of the European Union, Russia, the United Nations and the United States -- has called for a complete freeze.

READ MORE - Israel stands firm on West Bank settlements

HomePath Financing

This special financing is available on Fannie Mae homes with the following logo:

The benefits include:

* Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)
* You may qualify even if your credit is less than perfect
* Available to both owner occupiers and investors
* Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
* No mortgage insurance*
* No appraisal fees
* Also eligible for HomePath Renovation Mortgage (see details below)
* HomePath Mortgage financing is available from a variety of lenders - both local and national.

HomePath® Renovation Mortgage Financing

This special financing is available on Fannie Mae homes with the following logo:

Available only on homes you make your primary residence and offers these benefits:

* Financing to fund both your purchase and light renovation
* Low down payment and flexible mortgage terms (fixed-rate or adjustable-rate)
* Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit, state or local government, or employer
* No mortgage insurance*
* HomePath Renovation Mortgage financing is available from several lenders.
READ MORE - HomePath Financing

Real Estate Professionals

HomePath Real Estate e-news

Subscribe to HomePath's real estate e-news to receive free e-mail about programs, policies, products and events specifically related to the real estate market. To subscribe, click the link below, enter your information, and click "update". You may unsubscribe at any time.

Apply to become an Approved HomePath Listing Agent or Vendor

If you would like information on becoming a Fannie Mae Real Estate Broker, appraiser, repair contractor, eviction attorney, maintenance company, or closing agent/title company click here.
Marketing Materials for HomePath Properties

To help you sell more HomePath properties, get marketing materials (including yard signs and sales flyers) from the HomePath Marketing Storefront.
READ MORE - Real Estate Professionals

 
 
 

Popular Posts

About Me