How to Shop for Private College Loans

When shopping for private college loans, while it's tempting to choose one based on interest rates alone, it's best to compare them using the Annual Percentage Rate (APR). Unlike basic interest rates, which may not represent the true cost of the loan,...

READ MORE - How to Shop for Private College Loans

How College Loan Interest Rates are Calculated

The amount of interest charged on college loans is calculated as simple daily interest. Simply put, the outstanding principal balance is multiplied by the interest rate and divided by 365 days to calculate one day's interest amount. So, if you have a...

READ MORE - How College Loan Interest Rates are Calculated

How College Loan Interest Rates are Established

Private college loans have variable interest rates based on either the Prime or LIBOR (London Interbank Offered Rate) index. What does this mean?First, the interest rates on these loans fluctuate – rise or fall – in line with their relative index, Prime...

READ MORE - How College Loan Interest Rates are Established

College Loan Interest Rates

Shopping for a private college loan can seem daunting. Chances are you want to find the most competitive loan out there but you feel overwhelmed by the financial jargon. This is normal and you can rest assured that Citi is here to help you by providing...

READ MORE - College Loan Interest Rates

Private College Loans

Private college loans are a good way to provide you with the extra help you need to afford school when you've exhausted all low-cost funding options, including all financial aid and savings. Private college loans are designed to cover up to the full...

READ MORE - Private College Loans

Giving other people access

Giving other people access to your student finance account Sometimesyou might find it useful to let another person - for example, a parent or someone from your college - manage your student finance account or make enquiries on your behalf. Find out how...

READ MORE - Giving other people access

Your student finance account

Your student finance account: passwords and Customer Reference NumbersTo access your secure student finance account, you’ll need your Customer Reference Number, password and secret answer. Signing in using these details means you’ll only see data that’s...

READ MORE - Your student finance account

Education and learning

Submitting evidence to support a student finance applicationWhen you apply for student finance, you’ll also need to send in some evidence – for example, to prove your identity. Depending on the type of finance you apply for, you and your parent(s) or...

READ MORE - Education and learning

how and when to apply

The quickest and easiest way to apply for finance if you’re studying full time is online. To apply online you need to set up a student finance account, complete your application online and send in any supporting evidence.Full-time students: apply for...

READ MORE - how and when to apply

How much will university

How much will university or college cost? Tuition fees and other expensesYou’ll need to consider tuition fees, accommodation and living costs when you go to university or college. There’s financial support available to help you with these costs.How much...

READ MORE - How much will university

How Student Finance

How Student Finance England works out if you’re eligibleThe information on these pages doesn’t cover all circumstances, but it offers a general guide to the rules that are likely to apply if you normally live in England, are going to a UK university...

READ MORE - How Student Finance

Are you eligible

To qualify for financial help from the government, both you and your course need to meet some conditions – based on where you live, the type of course you’re doing and some other factors.Your eligibility will be assessed when you apply - but if you’re...

READ MORE - Are you eligible

Eligibility for student finance

Student finance isn’t available to everyone - there are some conditions you need to meet. If you’re from England and studying in the UK this page provides a general guide to whether you’re likely to quali...

READ MORE - Eligibility for student finance

Student Finance Calculator

If you are from England and are thinking of going to college or university in academic year 2010/11 or 2011/12, this calculator will provide you with an estimate of the financial support you could receive.The calculator gives an indication of what might...

READ MORE - Student Finance Calculator